SMART VALLEY

HOW TO WORK
• Projects are evaluated using a unique automated solution: experts and community members
vote on the project, produce a decentralized, reliable, multidimensional assessment;
• Assessment is conducted using more than 10 criteria, including financial potential, blockchain functionality, legal aspects, founder background, etc.
• Expert evaluation eliminates the risk of fraud;
• Highest rated projects are published on the platform and available to investors;
• Founders can recruit community experts to complete the full cycle of pre-ICO, ICO and post-ICO activities, including marketing, legalization, smart contract development, etc.
• Investors choose the best projects, buy tokens, and follow how their money is spent;
• Tokens can be traded on a built-in digital exchange;
• Use of blockchains and smart contracts ensures transparency and security of payments.

About SMART Valley
SMART Valley is a valley of decentralized innovation that brings together investors, projects, and experts in a closed ecosystem of professional communities, where all members are united by the same goal - to create sophisticated, high-tech. The SMART Valley ecosystem gives participants the opportunity to raise funds, recruit team members, find business partners, and realize their ideas - wherever they are in the world. The four key features of the platform allow ecosystem members to interact in the most efficient way: secure transaction mechanisms, expert markets, fundraising tools, and - most importantly - a unique decentralized assessment system that utilizes expert opinions, wisdom of the crowd, and mathematical algorithms for assess the project.
Ecosystems are being developed as Ethereum-based decentralized applications.

Mission
We aim to create the valley of digital innovation and help the most promising projects survive and realize
their potential. To achieve that, we plan to use the benefits and growth points of infrastructure, as well as powerful tools to link projects, investors, experts, service providers, incubators, and other market participants.

Market description
Today we live through a remarkable era where new projects and ideas enter the marketplace at an astounding rate, while the number of new businesses and services grows exponentially. However, most of these new projects fail for a number of reasons (more on that in the next chapter). The statistics provided by various startup funds and accelerators show that less than 1% of all projects and startup actually get financing. At the moment, two concurrent events: the growth rate of world trade declines (by 2016, for example, the global value of foreign direct investment reaches about $ 1.52 trillion, 13% lower than 20151), and investors show growing interest in developing countries. FDI to developing countries rose 38% in 2016, reaching $ 58 billion. As for the investment climate worldwide, in 2016 the total value of investment in Europe fell by 22%, by 19% in Latin America and the Caribbean, and 5% in Africa. The most attractive countries to investors are the United States ($ 385 billion), Britain ($ 179 billion), and China ($ 139 billion). According to UNCTAD Secretary-General Mukhisa Kituyi, there are still many obstacles on the road to recovery for high FDI scores. One of the main causes of concern is a strong decline in investment in industry and manufacturing - both important areas for generating economic growth and increasing productivity in developing countries. One of the most promising applications of blockchain technology is the decentralized crowdfunding embodied through the ICO mechanism. Many ICO success stories show that ICO can help raise the necessary funds in just a few days - or even minutes - by attracting up to several thousand small investors. The ICO market is growing very fast - hundreds of projects launch their ICO every month. For example, by the end of November 2017, the total cryptocurrency market capitalization exceeded $ 313.6 billion.

It is worth mentioning that venture finance is not an option for most high-tech startups due to its centralized and high cost nature. As for the structure of the venture market, investor interest in the B2C segment has grown from 13.7% to 18.9% over the past year. Another trend is the declining share of segment leaders: IT projects. The average transaction value varies depending on both the geographical factor and the transaction stage. At the seed stage, for example, the average transaction value falls between $ 0.8 million (Europe) and $ 1.9 million (US and Canada). In contrast, the highest value during the startup stage is found in Asia, where they account for about $ 7 million.

ICO as a source of rapid return for investors
The Kama Flow study mentioned above has determined that:
10% token increases in value twentyfold or more;
37% of all tokens are more than double the value;
58% of all tokens remain stable or show little growth
Only 23% of all tokens decreased in value fivefold or more.
The return distribution results are typical for a venture business.

SMART Valley as a solution for project developers

Easy and convenient fund raising procedures;
Verified service provider;
Minimum number of intermediaries, competitive service levels on the platform, and opportunities to reduce
marketing budgets - all due to the character of a closed and transparent ecosystem and presence
a major business player that can directly affect the success of the project.
In addition, the SMART Valley ecosystem will allow project developers to:
Connect great technical or marketing ideas with interested investors;
Prepare high tech project for ICO;
Develop an efficient marketing strategy to launch the project;
Attracting world-class ICO experts;
Token list on international digital exchange after ICO.
Additional information about DLT advantages for the SMART Valley ecosystem
Secure encryption, anonymity, and secrecy;

Verification of joint data - requirements for broad agreement between all parties as a condition
for each data change ensures that all copies of the database remain the same without interference from
central regulatory authorities;
Smart contracts - unlike traditional data input methods, smart contracts consist of programs or bits of that code
stored in programmable ledgers to generate instructions for the implementation of various transactions, such as payment or transfer of securities. Smart contracts enable the conduct of transactions involving promissory notes, letter of credit, and other securities;
A universal data source synced automatically between all participants;
Complete databases - for example, it is possible to include data on property rights that reflect a variety
a favorable level of ownership;
The ability to make traditional centralized information systems obsolete - centralized information systems
is currently used to track and register transactions and investment transactions. There will be no more
the need to send a request to a centralized database or to other participants to verify the information,
etc;
The use of current transparent data can resolve disputes between counteragents, eliminating the need for
a long verification process, and allows full control over transaction details. Other than that,
participants will be able to choose to disclose additional data to their counteragents before terminating
transactions, thereby reducing credit risk, etc.;
Faster and more efficient transactions - all participants will have access to the same data set, and
any updates will spread rapidly across the market. Cash transactions will be made almost instantaneously,
because the deal is deemed to be completed by the time all participants agree to update the note at
Ledger. This will remove the need for post-agreement confirmation and clearing at the end of a certain period.
Taking into account the fact that all participants will use the same data set, the use of blockchain will reduce
risk of errors, disputes, and delays due to the need to reach consensus. All this will speed things up
the process of financial markets.
Ecosystems

SMART Valley The SMART Valley ecosystem includes three main components: investors, projects, and experts and service providers. The creation of the ecosystem will be carried out in two phases, the first of which is the arrangement of key elements of the framework - a decentralized assessment system - and secondly, the realization of a set of three other SMART Valley services - mechanism deals, expert market services, and fundraising tools.
The main difference between the SMART Valley platform and its competitors is its emphasis on solving problems on three major components. As our analysis of direct and indirect competitors shows, three models dominate in the market, each of which focuses almost exclusively on the problem of one component, whether investor, or project, or expert. The SMART Valley model hypothesis states that it is impossible to solve a complex problem by concentrating on only one aspect. The SMART Valley ecosystem approach ensures a unique synergy with emerging traits. The competitive advantages of the project ecosystem are driven by the system architecture and its four services, which provide solutions to the problems of each of the three groups of project participants.

Decentralization of project appraisal by experts
Again, the decentralized appraisal tool acts as an essential principle and element of the SMART Valley assessment system. This service allows the project to receive feedback and evaluation from the SMART Valley expert community, while providing the opportunity for potential investors to choose the project with the best prospects. In addition, this service secures the community from fraud and deception due to its decentralized nature and the impractical impossibility of falsifying (or paying for) the assessment results.

Market experts and transaction services are safe
Secure agreement mechanisms play a key role in the SMART Valley ecosystem, as it ensures efficient transactions between clients and service providers. A more detailed service description - along with the service itself will be available later. All projects (and companies) interact with experts and service providers through expert market. To ensure the transparency and security of this system, all transactions are performed using a secure transaction mechanism. Expert market members will include professionals in the traditional field (such as front end developers, designers, HR specialists, etc.) and DLT experts (blockchain developers, intelligent contract designers, etc.). Thus, the project or company will be able to recruit all the required specialists or service providers among the available experts, all members of the SMART Valley ecosystem. Transparency and security of transactions in the ecosystem are further secured by a ranking system, allowing users to verify the experience and qualifications of each platform member.

Education and training services and SMART Valley social interests
In the future, the SMART Valley will finance employee training activities, the creation of new courses at universities and universities, increase the level of general qualification among professionals, and in the long term help resolve the issue of the lack of DLT specialists in the market. A special trust fund will be made to finance the professional development of industry specialists. Funds will be replenished using transaction fees paid by ecosystem members. Any ecosystem user with a high enough rating can propose an idea to vote.
The time allocated to the ballot is predetermined; decisions are made by majority vote (currently set at 60%).

SMART Valley Token (SVT)
The SVT Token (SMART Valley Token) is a utility token, which can be used to purchase ICO-token projects at a discounted price using the SMART Valley platform. In addition, SVT will be charged for the use of major platform services (such as a rating system, secure transaction mechanism, expert market, and fundraising services). The general scheme of SVT token Circulation in the SMART Valley ecosystem is shown below (Figure 20). As can be seen from this simplified scheme, there are several elements - Investors, Experts, Projects, Financial Centers, Token Stores, Core Services, and External Exchange. To use the service - you must have an SVT token, which can be purchased on External Exchange. Projects can use the service at their own expense, if they have the required SVT amount, and at the expense of the ecosystem, by applying for financial assistance to the Financial Center. It is important to note that the Financial Center is established once (during the ICO) and is not replenished by commissions collected from transactions within the ecosystem for the use of its services. The initial goal is to create a promising flow of projects within the ecosystem, and form the ultimate community of experts and investors. In the future, the system will become
supported and developed through commissions, as said before. After all funds have been used
in the Financial Center, the possible existence of this model, will be determined later, with
SMART Valley community support.

Project risk
Anyone considering the purchase of an SVT token is encouraged to examine and evaluate the risk factors mentioned below, as well as other data contained in the White Paper, before making a decision.

Online vulnerability and user dependence on technology
While project developers will use all available methods to ensure network security, the risk of viruses, hacking and other third-party security breaches still exists. Such violations may cause interruption and delay in the service and / or temporarily restrict the use of SVT tokens.

The risk of user login data becomes a loss
Investors can access their account only by using their login details and passwords, which are known only to them. By using this service, you agree that no one else is allowed to gain access to your account and use it. Furthermore, you agree to take full responsibility for any actions taken by your account and do not transfer these obligations to third parties, even if the loss of your login data results in the loss of your SVT token.

Disclosure of personal information
In certain circumstances, such as a court order or a subpoena, the Company will be required to disclose information about the SVT holder. In this case, the Company shall not be liable for such disclosure. The risk of intelligent contract weakness While smart contracts have significant advantages (including better security and lower contract costs), there is no guarantee that smart contracts used in the system are flawless. Such weaknesses can cause technical problems and, as a result, loss of tokens.

Legal risk
Most countries have so far passed several laws on the technology of ledgers that are distributed. Therefore, new laws and regulations relating to this technology can be introduced at any time. Changes in the law may cause restrictions imposed on the use or possession of an SVT token, which may include reduced functionality of tokens and the impossibility to sell them in the future.

The risk of inadequate sales of SMART Valley services
The Company can not guarantee that a specific volume of SMART Valley services will be achieved after the system launch. There is a possibility of no sales at all. Such incidents can negatively affect the price and liquidity of the SVT token.

Force majeure
The Company may suspend or suspend the performance of its activities and obligations in the event of unforeseen circumstances beyond the control of the Company, including (but not limited to) natural disasters, wars, terrorist attacks, violent outbreaks, riots, strikes, mass dismissals, or system failures.

Risk of price volatility token Price
SVT tokens can change significantly for various reasons. The Company will not assign a guaranteed token value and will not be liable for any losses incurred due to a decline in the value of the SVT token.

Risk of project failure
Although the project team has conducted numerous market studies, tested consumer demand and achieved promising results, the Company can not guarantee the commercial success of the project. Projects may fail or be liquidated for various reasons, including exchange rate volatility of Bitcoin and Ethereum, interruption or failure of business partnerships, or introduction of new state regulations that are inconsistent with the work of the Company.

SVT Token is not an investment tool
SVT does not represent legally binding investment contracts. The Company intends to achieve all the objectives outlined in this document. However, by purchasing an SVT token, you agree to accept any inherent risks.

The SVT Token does not grant the holder the right to ownership, distribution, control or management
. SVT token ownership does not invest holders with ownership or distribution rights (including, but not limited to, profit distribution) or any part of the company. As a result, SVT holders have no right to control the Company's operations or make decisions relating to its activities.
The project team ensures that all possible steps are taken to provide factually correct information that is appropriate to the exact circumstances of the peer-to-peer business network at the time of publication. However, the project development process may result in further changes to platforms that will not be included in this White Book until the updated version is finally published on the project's official website. The SVT holder, in turn, is responsible for acquainting with and approving the contents of the newly published edition of the White Book.

                                                                                                 Roadmap

                                                                                            Our Team

For more information, please go to the links provided below:

Website: https://smartvalley.io/
Whitepaper: https://smartvalley.io/files/WP_en.pdf
Facebook: https: //www.facebook.com/SmartValley.io/
Twitter: https://twitter.com/ISmartvalley

Manufacturers: HendrikETW
Profile: https://bitcointalk.org/index.php?action=profile;u=1687040
ETH: 0x196E20f324D35676755e29f68085119fe2966E16